TERMS & CONDITIONS

Effective Date: February 17, 2026

Company Name: DesertCare Insurance Group LLC

Website: www.desertcare.org

1. Acceptance of Terms

By accessing this website or opting in to receive communications from DesertCare Insurance Group LLC (“Company,” “we,” “our,” or “us”), you agree to be bound by these Terms & Conditions. If you do not agree, please do not use this website or services.

2. Insurance Services

DesertCare Insurance Group LLC provides insurance quoting, policy servicing, and related insurance services.

All coverage is subject to carrier underwriting guidelines, eligibility requirements, and applicable state and federal regulations.

Submitting information through our website, forms, or SMS does not guarantee coverage, policy issuance, or specific pricing.

Coverage is not effective until confirmed in writing by the carrier and premium payment is received.

3. SMS & Electronic Communications

By providing your phone number and opting in, you consent to receive SMS messages from DesertCare Insurance Group LLC, which may include but are not limited to:

  • Insurance quotes
  • Policy updates
  • Renewal reminders
  • Appointment confirmations
  • Customer service notifications
  • Marketing promotions

Message frequency may vary.

Message and data rates may apply.

You may opt out at any time by replying STOP to any message.

For assistance, reply HELP or contact us at:

Consent to receive SMS messages is not a condition of purchasing any insurance product or service.

We are not responsible for delayed or undelivered messages due to carrier filtering, mobile network issues, or technical limitations.

4. Data Collection & Privacy

Your use of our services is also governed by our Privacy Policy.

We collect and use personal information in accordance with our posted Privacy Policy and applicable privacy laws.

We may use third-party service providers and agency management systems, including but not limited to EZLynx and other CRM or quoting platforms, to process and manage client information.

5. Intellectual Property

All content on this website, including text, graphics, logos, and branding, is the property of DesertCare Insurance Group LLC and may not be copied, reproduced, or distributed without written permission.

6. Limitation of Liability

DesertCare Insurance Group LLC is not liable for:

  • Delayed or undelivered messages
  • Carrier network issues
  • Technical interruptions
  • Errors in information submitted by users
  • Inaccurate information provided by third parties

To the fullest extent permitted by law, our liability is limited to the amount paid (if any) for services rendered.

7. Governing Law

These Terms & Conditions are governed by the laws of the State of Texas, without regard to conflict of law principles.

8. Changes to Terms

We reserve the right to modify these Terms & Conditions at any time. Updates will be posted on this page with a revised effective date.